How to take advantage of home improvement tax rebates before time runs out (BPT) - When U.S. lawmakers made a deal to keep the country from going off the “fiscal cliff” at the end of 2012, they reinstated a tax break of up to $500 to help homeowners earn money back for energy efficient home improvements. The tax credit included in the American Taxpayer Relief Act of 2012 is the first home impr...
Relax while planning your wedding with these financial and budgeting tips (BPT) - Planning and organizing a large and complex special event can quickly overwhelm a bride and groom-to-be, especially if the couple has no previous experience or training in large event organization. In addition to all the details of the invite list, the location for all activities for the big day and the special ...
A bright idea: Tips to save money, energy with LED light bulbs (BPT) - What could you do in 23 years? A lot, apparently – you could trip your way to an Oscar win like Jennifer Lawrence. Better yet, what about banking billions by 23 like Facebook CEO Mark Zuckerberg? You could have a baby, send them to college and buy them their first (legal) libation … all before having to change a...
Money and marriage: Tips to achieve financial happiness (BPT) - Fights over finances are a commonly known cause of stress and divorce, and a new survey indicates that while the average couple fights over money five times a year, they discuss finances reasonably fewer than two times a month. Every couple knows there are some topics you just don’t bring up – his mother’s dre...
How to manage money when you're between jobs (BPT) - Though the U.S. economy has been gradually improving, job changes - both involuntary and voluntary - remain a fact of American working life. “It's also a fact that bills need to be paid whether you're employed or not,” says J.J. Montanaro, a certified financial planner with USAA . To help you cover expenses and protect your finances as you transition from one job to the next, Montanaro offers these tips. 1. Decide how to collect your final pay If leaving your job wasn't your ide...
Making money health more manageable (BPT) - When you stray from your fitness goals with a fast-food meal or by skipping a few days at the gym, it’s important to not use those moments as an excuse to stop trying. Financial fitness is the same. When you miss a month of paying into your savings, or allow a credit card balance to roll over to the next month, ...
Spring window checklist: 5 questions to ask your contractor before replacing windows (BPT) - With spring quickly approaching, it’s a good time to begin thinking of home improvement projects that will look great, but also save energy. Window replacement is one project that will help increase the energy efficiency of your home and improve curb appeal. There are often telltale signs a home may be in need ...
Five questions to ask before you tie the knot (BPT) - “I’m so lucky I’m marrying my best friend,” is a phrase you often hear in wedding toasts. Now that you’ve found the person you want to spend the rest of your life with, make sure you protect each other by considering the bigger financial picture. According to Wedding Paper Divas , 47 percent of engaged couples...
Tips for taking the worries out of finding an investment advisor When it comes to financial advice, who do you trust? With so many financial professionals to choose from, how do you evaluate who will best be able to guide you? It can be difficult to know who to turn to, and how to gauge the trustworthiness of potential advisors. Economic events of the past few years have fostered a ...
Thirteen smart financial steps to take in 2013 Many Americans dutifully make New Year’s Resolutions, but unfortunately most get broken or forgotten before too long. So let’s not call these “New Year’s Financial Resolutions.” Instead, here are 13 smart financial steps that you can take to help get and keep your finances on track in 2013: 1. Establish a budget. Many...
Tips for managing your credit while traveling (BPT) - When it comes to the excesses and indulgences of vacation, you might like to think that “what happens in Vegas (or wherever you travel) stays in Vegas.” Unfortunately, poor spending and credit choices made on vacation definitely come home with you, so it’s important to take steps to protect your credit – both be...
Top five tax tips for the digital era (BPT) - Filing taxes online has become more popular than ever. In fact, the rate of individual tax returns filed online hit an all-time high of 80 percent last year, according to the IRS. But filing isn’t the only step in the process that can now be accomplished with the help of online tools. Use digital technology to y...
